Matt & Shelley Mitchell

RMLO

Welcome to our Mortgage Team! We are a dedicated husband-and-wife duo with over 40 years of combined experience in Real Estate and Lending. Our mission is to help clients achieve their dream of homeownership, offering personalized guidance and a wide range of loan solutions tailored to meet your unique needs.

What We Offer

We provide a comprehensive suite of loan products, including:

  • Standard Loan Programs: Conventional, FHA, VA, USDA, and Home Refinancing.
  • Specialty Loan Programs: Bank Statement Programs, Investor Loans, Manufactured Home Loans, DSCR (Debt Service Coverage Ratio) Loans, and much more.

Our extensive expertise ensures we can match you with the right loan product for your specific situation, whether you're buying your first home, upgrading, or refinancing.

Our Commitment to Families

As a blended family of seven, we understand the importance of having a place to call home. One area we specialize in is working with divorced couples. Divorce is a challenging journey, and we are here to provide support, understanding, and solutions to help you navigate this difficult time.

Divorce is a subject close to our hearts, and we draw on our personal experiences to guide families through the complexities of property division and homeownership transitions. Losing the "marital home" can feel overwhelming, but there is hope. Our goal is to illuminate the path forward, ensuring you are never alone as we help you secure a new beginning.

Why Choose Us?

  • Experience You Can Trust: With decades of expertise, we've seen it all and can handle even the most complex situations.
  • Empathy and Understanding: We've walked in your shoes and are committed to treating every client with the compassion and care they deserve.
  • Tailored Solutions: From standard loans to specialized programs, we offer solutions designed to meet your specific financial goals.

Let us help you find the light at the end of the tunnel and take the next step toward achieving your homeownership dreams. Together, we can make it happen.

Shelley Mitchell, CDLP & CMA

Hello, I'm Shelley Mitchell, a seasoned mortgage professional with over 20 years of experience helping individuals and families achieve the American Dream of homeownership. A proud native of New Orleans, I bring a deep passion for my work and a commitment to making the home loan process smooth, efficient, and stress-free for my clients.

As a Certified Divorce Lending Professional, I understand the complexities of today's mortgage market and the importance of urgency and accuracy in every transaction. I specialize in providing my clients and realtors with “TRUE” Pre-Approval Letters, ensuring confidence in closing on time, every time.

What Sets Me Apart

  • Expertise and Guidance: With a thorough understanding of income verification, including self-employment scenarios, I ensure every detail is accounted for. My experience spans Conventional, FHA, VA, Jumbo, 2nd lien loans, and DPA programs.
  • Customer-Centric Approach: My mission is to provide outstanding service with constant communication, keeping all parties informed and aligned throughout the transaction.
  • Divorce Lending Specialist: One of my niches is assisting divorcing homeowners in making informed decisions about home equity and mortgage financing solutions during and after a divorce. This is a sensitive area that I handle with care, knowledge, and professionalism.
  • Technological Savvy: Trained in platforms like Calyx, Encompass, Avista/Partners Software, and DU/LP, I utilize cutting-edge tools to streamline processes and deliver results.

Professional Skills

Expertise in verifying creditworthiness, income calculations, and asset evaluations.

Skilled in loan processing, underwriting methods, and compliance standards.

Strong background in coordinating with underwriters, title companies, realtors, and builders to facilitate prompt and efficient loan closings.

Knowledgeable in regulatory changes, credit analysis, and marketing strategies to achieve consistent success.

My Philosophy

For me, the mortgage process isn't just a transaction; it's the beginning of a lifetime relationship. My goal is to empower my clients to build wealth through homeownership while ensuring the journey is seamless and enjoyable. I'm a go-getter with a "can-do" attitude, dedicated to getting the job done and achieving the best outcomes for every client.

Let's Work Together

If you're ready to take the next step toward your homeownership dreams, I'm here to guide you every step of the way. Give me a call at (504) 554-1554, and let's get started!

Matt Mitchell, CDLP & CMA
Hello, I'm Matt Mitchell, a dedicated mortgage professional with over 20 years of combined experience in Real Estate and Lending. My journey as a former collegiate baseball player at Baylor University instilled in me the values of hard work, perseverance, and determination – qualities I bring to my mortgage business every day.

What Drives Me

I am committed to helping my clients achieve their dream of homeownership. Honesty, loyalty, and exceptional service are the cornerstones of my business. My team and I ensure a smooth and efficient process by providing all clients and realtors with a “TRUE” Pre-Approval Letter, eliminating doubts and paving the way for a seamless closing experience. Understanding the fast pace of today's market, we're available after hours and on weekends to meet your needs.

As a Certified Divorce Lending Professional (CDLP), one of my niches is helping divorcing homeowners make more informed decisions regarding their home equity solutions and mortgage financing opportunities before, during and after a divorce.

What Sets Me Apart

  • Expertise and Guidance: With a thorough understanding of income verification, including self-employment scenarios, ensuring every detail is accounted for. My experience spans Conventional, FHA, VA, Jumbo, 2nd lien loans, and DDPA programs.
  • Availability – I ANSWER THE PHONE… Always accessible to address your questions to ensure a stress-free process.
  • Customer-Centric Approach: My mission is to provide outstanding service with constant communication, keeping all parties informed and aligned throughout the transaction.
  • Divorce Lending Specialist: One of my niches is assisting divorcing homeowners in making informed decisions about home equity and mortgage financing solutions during and after a divorce. This is a sensitive area that I handle with care, knowledge, and professionalism.
  • Technological Savvy: I utilize cutting-edge tools & technology to streamline processes, deliver results and ensure my clients & realtors are in the loop throughout the entire loan process.

A Personal Touch

When I'm not working, I'm a devoted family man who treasures time spent with my wife, parents, and our five kids. Whether enjoying “Friday Night Lights” with my sons or hunting at our family ranch in Marquez, TX, I value creating lasting memories with my loved ones.

Let's Make It Happen

I look forward to helping you secure your next home loan and guiding you every step of the way. Reach out to me at (713) 545-2004, and let's start turning your homeownership dreams into reality!

Matt & Shelley Mitchell

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