Welcome to Home Loans of Texas

Thank you for taking the time to visit our website.  I will personally guide you through each step of the loan process, and guarantee that it will be smooth, and that there will be no surprises at closing. Tom Nutt Loan Officer License 53757

Thank you for visiting HomeLoansofTexas.com. 

We provide low rates, modest fees, and education services for homebuyers and realtors on:

Conventional 1st and 2nd purchase mortgages

FHA, VA, and Texas Land Board loans

Cash-out, rate/term refinances with no mortgage insurance (PMI)

FHA and VA streamline refinances with no appraisal

Credit requirements:  560 FICO FHA, 620 Conventional

Credit consultation and credit repair

Homebuyer education

Realtor MCE, including Legal Update and Ethics courses

(provider number and approval pending)

We know that one size does not fit all, and the same loan program is not appropriate for everyone.  Our mission is to find the right loan program to fit you and your family's short- and long-term goals. We will take the time to understand your unique situation and give you the information you require to make an informed decision about how your home fits into your financial future.

Here are some advantages of working with us:

*Highly competitive rates and low fees
*Superior service with guaranteed on-time closings and guaranteed estimates
*Thorough knowledge of all major loan programs, from Conventional to FHA, VA, and Texas Veterans

 

Feel free to apply online, browse our calculators and tools, learn about our loan programs, or check out the special programs that we offer.

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